China UnionPay

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Tap into Sales from a Growing Chinese Market

China UnionPay (also known as UnionPay or CUP) is used exclusively by Chinese nationals. With more than 7 billion cards issued, it is the largest card payment organization worldwide. Although it can only used by customers with a Chinese bank account, its reach is truly global and is accepted in more than 170 countries. 

CUP shoppers can make payments online, through their mobile app, or in-store using their card. Customers can also take advantage of contactless payments by generating a QR code on their smartphone as a method of payment. Through Citcon, you can increase your reach by accepting CUP payments and tapping into sales from a growing Chinese market.

Citcon offers one simple integration for all mobile payments — including China UnionPay and 100+ other mobile wallet providers, with free setup and easy onboarding.

FAQs

How Does China UnionPay Work?

With Citcon, China UnionPay payments can be accepted through:

  • Citcon POS terminals, the choice of over 10,000 merchants
  • Citcon mobile app with mobile card reader
  • Citcon online payments gateway

To start accepting China UnionPay payments with Citcon, call 1-888-254-4887 or email info@citcon.com today.

Is China UnionPay Accepted in the USA?

With Citcon, U.S. merchants can accept China UnionPay payments online and in-store. As one of the few UnionPay-certified members in North America, Citcon delivers unified, standard, high-security, and high-quality products to merchants, and offers a secured transaction experience for cardholders.

Citcon allows merchants in the U.S. to accept all UnionPay payments from any country and any currency, including UnionPay debit cards, QR code payments, and credit cards online and offline. The solution significantly increases UnionPay card acceptance and prevents fraud and chargeback for merchants by extra security measures while improving approval rate.

In the U.S. overall, more than 80% of merchants accept China UnionPay credit cards for payment with signature verification. China UnionPay debit cards are accepted via PIN at merchants equipped with PIN pads. In addition, over 90% of the ATMs in the U.S. accept China UnionPay cards.

Why China UnionPay?

China UnionPay serves the world’s largest cardholder base of more than 7 billion UnionPay cards issued worldwide, and is the major payment brand for outbound Chinese consumers. The “UnionPay” mobile application is the unified mobile payment portal of China’s banking industry, launched by UnionPay together with commercial banks and payment service providers in China. Users of the “UnionPay” app can pay by scanning QR codes at about 1 million merchant locations in over 20 countries and regions, including mainland China, Hong Kong, Macau, Taiwan, Japan, Korea, Singapore, and Thailand.

The integration of UnionPay QR Code payment onto Citcon’s platform, in addition to enabling acceptance of UnionPay’s debit and credit cards, and other mobile payment solutions preferred by Chinese consumers, brings merchants a one-stop solution to accept all major payment types from Chinese consumers. It also makes Citcon one of the first fully integrated payment solution providers in North America to offer all major Chinese mobile payment options.

Sources: China UnionPay